Use our car accident claim calculator to find out how much compensation you could be entitled to claim if you are injured in a road accident that wasn't your fault.
We are a trusted claims management company helping people make personal injury claims for over 15 years.
Car Accident Claim Calculator
If you’ve been involved in a car accident caused by someone else’s negligence, you may have a legal right to claim compensation. The amount you could receive for your injuries and other related losses will depend on several factors, such as the type and severity of your injuries and any long-term impact.
Our car accident claim calculator is a good first step in calculating how much you could claim. Based on average payouts and the guidance provided by the Judicial College, it can provide you with an approximate compensation figure to help ensure that your claim is worthwhile.
Compensation Calculator
Use our simple compensation calculator to find out how much compensation you could be entitled to. It only takes a couple of minutes.
Calculate NowWhat type of injury or illness did you sustain?
Please select the relevant area of the body that was affected.
What type of injury or illness did you sustain?
Please select the relevant option from the list below.
What type of injury or illness did you sustain?
Please select the relevant option from the list below.
How severe was the injury or illness you sustained?
Please select the level of severity that most accurately describes your injury or illness.
You have selected the following injury
Did you have to take time off work?
If you had to take time off work because of your injuries, you can include any lost earnings, overtime, bonuses and commission payments in your claim.
If you are still off work, you can also include any future lost earnings you anticipate.
Please estimate your lost earnings below or leave blank if you would like to skip this.
Did you have any other expenses?
If you have incurred any other financial expenses, such as travel costs or medical expenses, you can add these below.
Your claim could be worth:
Want to find out more?
Simply enter your details into the form below and a friendly legal adviser will give you a call to discuss your claim. The solicitors we work with provide a No Win No Fee service, so there are no upfront costs and no financial risk.
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Continue reading our guide below to find out how our car accident claim calculator works. If you are ready to discuss your claim with a legal adviser, call 0800 470 0472 for a free consultation. Alternatively, you can enter your details into our contact form to request a call back.
Table of Contents
Am I eligible to make a car accident compensation claim?
Being involved in a car accident can be devastating. If the accident is severe, it could lead to long-term or permanent injuries, inability to work, emotional trauma and a range of other losses.
While making a claim may not be the first thing on your mind while recovering, compensation can make a huge difference in getting your life back on track.
However, you must meet certain criteria to be entitled to take legal action. Generally, you will be able to make a road traffic accident claim if you can prove the following:
- The defendant owed you a legal duty of care – this will be established by referring to legislation such as the Road Traffic Act 1988 or the Highways Act 1980.
- They breached their duty towards you and caused an accident – your solicitor will use evidence such as photographs, dash cam footage and witness statements to show the defendant was negligent.
- You suffered an injury and other losses as a result – this will be proven with evidence such as medical records, testimonies and financial documents.
It is essential also to remember that you typically have three years from the accident to start your claim under the Limitation Act 1980, although different time limits can apply in some cases, for example for children or people who lack mental capacity.
What is a car accident compensation calculator?
A car accident claim calculator is a free online tool designed to help you estimate the compensation you might receive for injuries and financial losses resulting from a car accident.
It aims to help you better understand the potential value of your claim without consulting a personal injury solicitor. This can give you an idea of what to expect if you feel hesitant about investing time and other resources into taking legal action.
The online calculator is a simple tool that asks you a few questions about the accident and your injuries to estimate your compensation payment. It can encourage you to proceed with the claims process, but consulting with a legal professional is essential to get an accurate evaluation and to ensure you claim the full amount you are entitled to.
How does our car accident claims calculator work?
Using our car accident compensation claims calculator to see how much you may be able to claim for a car accident is easy and quick:
- To get started, just click the ‘Calculate Now’ button and add the type of injury or illness you suffered.
- In the next step, you will be asked to select the level of severity that most accurately describes your injury.
- Then, you can add another injury or move to the following sections, where you will be asked about lost wages and other related expenses.
Based on your input, using our calculator will estimate your compensation award by referencing the Judicial College guidelines. You don’t need to worry if you make a mistake or forget to add an injury, as you can always go back to the previous section or start the process all over.
How accurate is the compensation claim calculator?
Our online car accident claim calculator uses the recommendations from the latest Judicial College guidelines to estimate how much your claim is worth based on the type and severity of your injuries. However, this is typically only a rough estimate rather than a precise calculation.
Online calculators usually ask for basic information about injuries and financial losses and do not account for specifics such as long-term medical needs and changes in earning capacity. Also, they do not account for any deductions made from your compensation award, such as your solicitor’s fees and the cost of any legal insurance you may choose to take out.
Therefore, your actual payment could be higher or lower than the figure provided by the calculator. For a more precise estimate, we encourage you to call us on 0800 470 0472 or request a call back for a free consultation with a legal adviser.
How much compensation could I claim for my injuries?
How much compensation you could receive for a car accident claim will be calculated based on your specific situation and will depend on multiple factors. These include the accident circumstances, whether there is shared liability, the severity of your injuries and your prognosis.
Your losses will be grouped into two types of damages that your solicitor will carefully consider when calculating your compensation award:
General damages
General damages are awarded to compensate for the subjective, non-financial losses you have experienced due to your injuries. They focus on the physical and emotional impact of the accident and the overall effect on your quality of life. Examples include:
- Physical pain and discomfort
- Emotional distress and psychological injuries such as anxiety and PTSD
- Scarring and disfigurement
- Physical or mental impairment and disability
- Loss of amenities, which is your ability to engage in hobbies and leisure activities
- Loss of consortium or companionship
- Loss of a unique career
- Impact on quality of life and life expectancy
- Loss of enjoyment of life
Special damages
Special damages are part of the compensation that covers the financial losses and expenses you have incurred due to the accident. These have a precise monetary value attached to them and are based on evidence such as receipts and invoices. Examples of special damages include:
- Medical costs related to past and future treatments
- Loss of earnings during recovery
- Loss of or reduced earning capacity in the future
- Travel expenses for medical appointments
- Cost of rehabilitation and counselling
- Repairing or replacing your damaged vehicle and other property destroyed in the accident
- The cost of care and assistance during recovery, even if offered by friends or family
- Any other out-of-pocket expenses directly related to the accident
By answering just a few simple questions, our accident claim calculator can give you a fair estimate of how much compensation you may be able to claim for your accident.
How is compensation calculated for multiple injuries?
Unfortunately, car accidents can often cause more than one injury. For example, you could suffer a concussion, broken arm, whiplash and psychological damage all at once, which could significantly increase your level of pain and suffering.
In this case, each injury will be assessed based on its severity and impact on your life, which could be:
- £7,000 for a mild concussion with no long-term effects
- £45,000 for a severe humerus fracture causing permanent issues
- £2,435 for whiplash and psychological trauma
- £8,000 for PTSD with recovery within two years
However, your final settlement will not simply be calculated by adding the compensation amounts for each injury. Instead, you will typically be awarded the maximum amount for your most severe injury (£45,000) and a smaller percentage of the amounts calculated for the other injuries.
Will the accident circumstances affect my compensation?
The circumstances of your car accident could impact your compensation award in several ways. For example:
- Its nature and severity will influence the extent of your injuries and, consequently, the compensation amount you could receive;
- If the accident was partially your fault or your injuries were more severe because you were not wearing your seatbelt, you will receive less compensation to reflect your contributory negligence;
- If you were involved in a hit-and-run or a crash with an uninsured driver, you might have to claim compensation through the Motor Insurer’s Bureau (MIB), which could result in less compensation;
- If someone hit you intentionally with their car, you may need to claim through the Criminal Injuries Compensation Authority (CICA), which awards compensation based on its own tariffs;
- If you had an accident abroad, you may need to claim directly in the foreign country, which could result in more or less compensation than under UK law.
No matter your situation, your solicitor will work hard to secure the maximum amount of compensation you are entitled to.
Will anything be deducted from my compensation award?
Yes, certain deductions could be made from your settlement if you win, depending on the circumstances of your claim. Some common deductions which could apply include:
- The success fee paid to your solicitor if you claimed under a no win no fee agreement (this is capped at 25% of your general damages and past financial losses);
- The cost of the After the Event (ATE) insurance premium, if you opted for it;
- If you were partially at fault for the accident, a percentage equal to your degree of blame will be deducted from your award;
- Any interim payments you received during the claims process will be deducted from your final compensation award;
Will anything be added to my compensation?
Most personal injury claims are funded through a conditional fee agreement between the claimant and their solicitor. This service means you will not have to pay them anything upfront, so you can take legal action regardless of your financial situation, with no risk.
However, your solicitor will be entitled to a success fee of up to 25% of certain parts of your compensation if you win. To offset the impact of this success fee, your award for general damages will be increased by 10%.
Additional amounts that could be added to your award include:
- In child injury claims, the funds are often kept in a court bank account and released to the child with any interest it has gathered on their 18th birthday;
- If your case takes a long time to settle, the court could adjust your compensation for inflation to reflect changes in the value of money during this period.
How much could I claim if I lost a loved one in a car accident?
If you have lost a loved one in a fatal accident caused by someone else’s negligence and you qualify as their dependent, you can make a claim under the Fatal Accident Act 1976. Under this Act, you will be entitled to claim:
- The loss of financial support expected from your loved one – this will be calculated by adding up their salary and other sources of income and deducting a percentage they would have likely spent on themselves (such as 35%). The remaining 65%, known as the multiplicand, will be multiplied by the number of years you would have been financially dependent on them and adjusted based on factors such as their age.
- The loss of services they provided, such as childcare and DIY projects – this part of the compensation is more difficult to calculate, and it will usually involve referencing average local rates for these services.
- Funeral expenses, such as the cost of a memorial or transporting the body to the grave – these are calculated based on financial evidence like receipts and invoices.
- Compensation for your loved one’s pain and suffering if they did not die immediately – the amount will depend on the severity of their pain and suffering and how long they were alive after the accident.
- Financial losses and expenses incurred by your loved one between the accident and passing away – this will be calculated based on evidence such as receipts, payslips and medical bills.
- You may also be entitled to claim a bereavement award of £15,120 for the grief and suffering caused by the loss of your loved one.
Examples of compensation amounts for car accident injuries
Based on the Judicial College Guidelines (18th Edition) and the average compensation amounts awarded by judges in personal injury cases, you could receive the following awards for a car accident injury, depending on your specific circumstances:
| Injury Type | Description | Compensation |
|---|---|---|
| Brain Damage | Brain damage causing severe physical and cognitive disability, full-time nursing care and significantly reduced life expectancy | £373,000 - £534,000 |
| Neck Injuries | A neck injury causing serious cervical spine damage and substantial loss of neck movement | £87,000 - £173,000 |
| Post-Traumatic Stress Disorder | PTSD with some recovery after professional help but significant ongoing disability for the foreseeable future | £31,000 - £79,000 |
| Scarring To The Face | Facial scarring causing substantial disfigurement and significant psychological impact | £24,000 - £64,000 |
| Arm Injuries | A less severe arm injury with an expected near-full recovery | £25,000 - £52,000 |
| Leg Injuries | Multiple or complicated fractures or severe crush injuries to one leg | £37,000 - £52,000 |
| Wrist Injuries | A wrist fracture or soft tissue injury taking more than a year to recover | £8,000 - £14,000 |
| Fractured Cheekbone | A simple cheekbone fracture requiring surgery, with complete recovery | £5,800 - £8,500 |
| Chest Injuries | Fractured ribs or soft tissue injuries causing pain and disability for a few weeks | Up to £5,200 |
| Whiplash (After 31 May 2025) | A whiplash injury lasting 12-15 months | In the region of £2,335 |
Please refer to our online calculator for more information about compensation amounts for different types of injuries.
Start your claim today
If you’ve been involved in an accident and you want to find out how much your car accident claim could be worth, get in touch with our friendly team of legal advisers.
As well as being able to give you a more accurate assessment of how much compensation you could be entitled to, they will also be able to answer any questions you have about the claims process.
If you are eligible to make a claim and want to proceed, the solicitors we work in partnership with will represent you on a no win no fee basis. This means there is no financial risk, no upfront payment and nothing to pay if they don’t win your claim.
To get started, call 0800 470 0472 today or use our online claim form to request a call back.
